Signalling robust financial health and ambitious growth trajectory
News Alliance
NATIONAL, March 25, 2025: Trillionloans Fintech Private Limited (TFPL), a fast-emerging digital lending platform, has been awarded an ‘IND BBB+’ credit rating with a Stable Outlook by India Ratings & Research (Ind-Ra). This achievement is a testament to Trillionloans’ robust governance, innovative technology-driven business model, and strong financial resilience
Trillionloans’ mission is to democratize access to credit by offering financial solutions that cater to underserved businesses and individuals. With an expanding portfolio that includes merchant loans, MSME financing, revenue-based lending, consumer credit, and vehicle loans, the company is transforming lending by making it faster, more efficient, and accessible.
Since BharatPe’s acquisition of a 51% controlling stake in April 2023, Trillionloans has undergone a period of rapid expansion with BharatPe increasing its stake to 62.2%. This investment has enabled Trillionloans to significantly scale its loan book, offering seamless and tech-driven credit solutions to merchants, SMEs, and consumers. The company has built a solid reputation in the digital lending ecosystem, leveraging cutting-edge technology, artificial intelligence-based credit assessment models, and a seamless loan disbursement process through API integrations.
One of TFPL’s key advantages is its ability to leverage BharatPe’s vast merchant ecosystem, which comprises over 18 million registered businesses. This synergy allows Trillionloans to provide customized loan offerings with minimal turnaround time, backed by an AI-driven risk assessment framework that ensures optimal credit quality and risk mitigation. This rating has also increased its ability to raise external debt and diversify its funding sources.
The company remains focused on scaling sustainably, maintaining superior asset quality, and delivering exceptional customer experiences.
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